Advice:

-Pizza is your friend. Eat it as often as you can without doing damage to your body and health.

-Don't buy a "$300 Blu-ray player". Just continue to rent regular format DVD's and stick with an older player. Besides, ina few years, we are supposed to skip the video players altogether and get direct downloads from somewhere: probably the internet. I couldn't care less about "features, resolution, sound"

As long as I am getting to see the movie I am content; I would still sit down and watch VHS.

-Large amounts of money can be saved by not buying DVD's. Except for maybe a few select titles (i.e. Star Wars, a priceless comedy etc) it is just a bunch of clutter in your tv stand. Some people think they have really cornered the market by buying a dvd they have never seen and probably don't care much for, instead of renting it one time. When do you have the time to sit down and watch that drama/thriller with the B rated actor? Actually, the cheapest way to do it is to download, but that is another battle altogether (small risk of virus, annoying to watch at comp etc)

-Reduce your upgrades of technology equipment from every 2 or 3 years to every 4 or 5 years. Buy on the cusp of the right cycles and you should be fine.

Delaying gratification is something that the following groups have mastered: Viet-Cong, The Muja-Hadeen, and the Tibetan monks. We should strive to be more like them.

-Discipline is a must! Otherwise you are one of the many who are convinced that paying with cash is always the best way to go. The credit card can play a valuable role and is optimally used by placing a big purchase right after the cut-off date for the monthly invoice.

-To add to the above note, don't spend money you don't have! Only make that big purchase if you can afford to pay it off next month. Until then, you should stick with the CRT screen. Oh wait, I'm doing that anyways. But for everyone else!